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MERCHANT ACCOUNT HELP

Merchant solutions - Payment gateways integration

Merchant Account or Payment Gateway is online business system which makes a website to accept credit cards online and in this way the credit card holder do the business online.

The use of credit cards has seen an increase in recent months because many businesses companies offering their products or services for sale on the internet which cannot be limited to 'cash on delivery' methods.

Payment Processing services provide a secure interface for customers to enter their credit card details online. Once entered, the numbers are checked for discrepancies to prevent fraudulent misuse. Bank databases are queried to approve the transaction. Upon approval, the merchant gets the money debited to his account. This multi-layered approach to security has also contributed to customer confidence in using credit cards online.

Touch Media can integrate with any type of payment gateway service provider with your website. Just sign up with the payment gateway and we will provide you with complete setup for your online shopping site.

We can integrate your e-store with any payment gateway that you have chosen. Here are some of the gateways that we have worked with before


What Is Needed To Get A Merchant Account

The processors have the difficult task of balancing the desire for growth with the desire to protect itself from risk. Accordingly, to insure a long and profitable business relationship, below are some of the things the we look for.

[NOTE: may differ a little from one merchant account provider to another]

  • Does the business actually exist? The processor must be certain that each approved application represents a legitimate, operating business.
  • The business environment. The retail merchant who accepts credit cards face-to-face presents less risk than a mail order/telephone order or Internet merchant.
  • Products and Services. Some type of products and services are more prone to customer dissatisfaction or buyer remorse.
  • Are owner and/or business financially solvent?
  • Business structure. The business structure affect who can sign the contract, whether a corporate resolution is necessary and whether business financial's will be necessary.
  • Average charge and monthly volume. Can the business financially support the volume they expect to process.
  • Owner's experience.

Special Requirements For Internet Merchants

We will check your web site to verify that it contains all VISA/Master Card requirements for e-commerce:

  • Merchant's DBA Name
  • Customer service number
  • Return/Refund policy
  • Merchant privacy statement
  • Currency must be in accordance with the Payment Gateway
  • Description of products and services
  • Credit card information must be entered on a secure page.

How To Get Started

To get started, contact us and we will contact you within 24 business hours to complete the application process. ecommerce merchant account, merchant solution, payment gateway, ecommerce credit card processing, ecommerce storefront.

NOTE:These are 3rd party companies. We are not responsible for services they offer. The values of rates and fees may differ.

Payment gateway Real-time solution price Gateway fee Monthly minimum Rate Trans. fee Tech support fee Options Merchant account

sampath-bank

$400.00 / year 

$0.00

n/a 

2-3%

n/a

yes

Visa, MC

Sri Lanka

protx_s

$0.00      

$0.00

n/a 

n/a

n/a

n/a

n/a

UK

authorize

$300-600 + app. fee     

$25 / month

$25.00

2.5%

$0.35

Annual fee

Visa, MC, Discover, AMEX

US only

echologo_s

$99     

$0.00

$0.00

1.99 - 2.54%

$0.30

$19.95 (if you process)

Visa, MC, Discover, AMEX

US only

worldpay_logo_s

$399     

N/D

$50.00

3.25% (rates vary)

$0.40

$50 / month

Visa, MC, JCB, SWITCH, Delta

Intl

netregistry_s

$385.00

$55.00 / month

Vary by bank

1%

None 

No extra charge 

Visa, MC, AMEX, Diners, JCB 

Australia

moneris

N/D 

N/D 

N/D 

N/D 

N/D 

N/D

Visa, MC, AMEX, Diners

Canada

linkpoint

$499     

$30 / month

$15.00

2.38%

$0.25

None 

Visa, MC, Discover, AMEX

US only

verisign_logo_s

$249    

N/D

N/D

N/D

N/D  

$59.95 / month

Visa, MC, Discover, AMEX 

Intl

paypal_logo

None 

None  

None  

2.9% 

$0.30

None

Visa, MC, Discover, AMEX 

Selected countries

trustcommerce

N/D

N/D

N/D

N/D

N/D

N/D

N/D

N/D

bank_of_america

N/D

N/D

N/D

N/D

N/D

N/D

N/D

N/D

plugnpay

$399

N/D

$20.00

1%

N/D

N/D

Visa, MC, Discover, AMEX 

US only

eway

$285   

$885 / year 

n/a

1.8 - 4.5%

$0.50 

n/a 

Visa, MC, Bankcard 

Australia & New Zealand

wells_fargo

$99  

$29 / month

n/a  

2.14 - 2.97%

$0.30 

None 

Visa, MC, AMEX 

US only

epdq_logo

N/D 

£20 / month 

N/D 

N/D 

1%  

N/D

Visa, MC, Switch, AMEX, JCB 

UK only

paysystems

N/D    

N/D

N/D

from 2.3%

N/D

N/D

Visa, MC, AMEX 

Intl

centipaid_s

$0.00   

$0.00 

$0.00

3% for trans. over $10

$0.0004 - $1 for trans. under $10 

None 

Visa, MC, checks, cash, paypal, money orders 

Intl

cambist

$150

$35 min $0.05 / trans

$25.00 

2.35 - 3.5%

$0.1 - 0.3 

$30 / year 

Visa, MC, Diners, AMEX, Discover 

Not stated

netbilling_s

N/D  

N/D

N/D 

1.5% 

$0.15 

N/D 

Visa, MC, Discover, AMEX, ACH 

Intl

securetrading_s

None      

$0.00

N/D

N/D 

N/D

None

Visa, MC, AMEX

US only

paybycheck_s

$99.95  

$9.95 / month

%0.0  

$0.00 

$0.94 - $1.36

N/D 

Checks 

Intl

secpay_s

£50.00 

£10.00 - 20.00 

N/D 

1.0 - 1.9% 

£0.20 - 0.39 

N/D 

Visa, MC, JCB 

Intl

multipay_logo_s

n/a

n/a   

 n/a 

3.1 - 3.5%

EUR 0.35

N/D 

Visa, MC, Eurocard 

Nether- lands

velocity_logo

None   

£20 / month

£0.00 

0.0% 

£0.00 - 0.10

N/D

Visa, MC, AMEX, Diner

UK only

usaepay_logo_s

$50     

$7.50

n/a 

n/a

$0.00 

$0.00

Visa, MC, AMEX, Discover, Diners, JCB, Check

Selected countries

 

 

 

 

 

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